On Sunday night, I went to an injury crash where a truck turned out of a gas station driveway and hit a passing car. I pulled up and was met my a hysterical woman, who told me she was injured.

She was stressed and was running around like a chicken with its head cut off. A few minutes later she was on a gurney and placed into the ambulance. After she was inside the ambulance, I climbed in so I could speak with her.

I asked her what happened and she explained how the collision occurred. During the interview she kept saying, “He doesn’t have insurance.”

I hadn’t spoken to the other driver yet, so I asked, “How do you know?”

“He told me.”

“Do you have insurance?” I asked.

“No,” she said as she got quiet.

The insurance question now became the elephant in the room. Well, in the ambulance.

I said, “Oh,” as the word hung in the air a little too long. “Sooooo, you don’t have insurance and he doesn’t have insurance?”

That’s when the realization hit her that she wasn’t in good hands with Allstate and Nationwide wasn’t going to be on her side. Geico wasn’t even going to save her 15% on her car insurance.

It was almost like the Price is Right loser theme song was playing in the background at that moment.

Talk about a bad day.